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- Even PTSB customers who are meeting revised loan terms will have.
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“A vulture fund is far more likely to terminate a split mortgage than your bank is because they do not have a longterm investment horizon,” he said.
Even PTSB customers who are meeting revised loan terms will have.
Appearing before the Oireachtas Finance Committee this morning, Chief Executive Officer Jeremy Masding said 4,300 of these loans are split mortgage agreements on primary dwelling homes.
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Executives told the committee today that under European regulations, these loans are classed as non-performing and this is why they are included in the planned sale, despite the fact that these customers are meeting the terms of their agreement.
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Masding said there is pressure from the regulator to bring down the bank’s ratio of non-performing loans, which last year was 26%. ‘Torment’ Committee members expressed concern about the sales of these loans, as Fianna Fáil’s Michael Mc Grath pointed out that the split mortgage contracts contain clauses that allow the bank to terminate them “at will”.
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